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When Markets React

When markets shift, experienced investors stick to their strategy.

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Office: (704) 302-1600

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4350 Congress Street

Suite 300

Charlotte, NC 28209

ChFC, RICP, CLTC

kaltman@financialguide.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Copyright 2026 FMG Suite.

Supervisory office: 4350 Congress St., Suite 300, Charlotte, NC, 28209. 704-557-9600. Smart Retirement Strategies is not a subsidiary or affiliated of MML Investors Services, LLC or its affiliated companies.

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